About Aditsh Fintech

A technology-first NBFC built on transparency, speed, and genuine care for every borrower.

Our Story

Started with a belief that credit should be simple

Aditsh Fintech Pvt. Ltd. was founded in 2020 with a singular purpose: to bridge the credit gap faced by salaried professionals, micro-entrepreneurs, and small businesses across Tier 1 and Tier 2 India.

Registered with the Reserve Bank of India as a Non-Banking Financial Company (CIN: U65929DL2017PTC326684), we combine rigorous compliance with a borrower-first philosophy — because we believe every family deserves access to fair, affordable credit when they need it most.

From our base in Noida's Sector 94, we have grown to serve over 10,000 customers across multiple loan categories, maintaining an unwavering commitment to ethical lending, data privacy, and transparent pricing.

10000+ Customers Served
500Cr+ Loans Sanctioned
5+ Years of Trust
Aditsh Fintech Logo
RBI Registered NBFC

CIN: U65929DL2017PTC326684

What Drives Us

Mission, Vision & Values

Our Mission

To democratise access to formal credit by offering fast, transparent, and affordable financial products to underserved individuals and businesses — leveraging technology to eliminate barriers and build lasting financial well-being.

Our Vision

To become India's most trusted NBFC for the aspiring middle class — a partner for life's important moments, whether it's education, healthcare, business growth, or a dream home — serving 1 million families by 2030.

Our Values

  • Transparency — No hidden fees, no surprise charges
  • Integrity — Fair practices in every interaction
  • Inclusion — Credit for those overlooked by banks
  • Innovation — Technology to serve faster and smarter

Leadership

The Team Behind Aditsh Fintech

Experienced professionals with deep expertise in finance, technology, and compliance.

SS

Shardul Singh

Director & Co-Founder

Brings extensive experience in NBFC operations, regulatory compliance, and building scalable lending businesses across North India.

NBFC Operations RBI Compliance Strategy
SP

Satyapal Singh

Director & Co-Founder

Technology and product leader driving digital transformation in credit decisioning, automation, and customer experience at Aditsh Fintech.

Technology Product Digital Lending
AS

Amit Srivastava

Chief Risk Officer

Over 15 years in credit risk management across banking and NBFC sectors, with deep expertise in underwriting models and portfolio quality.

Credit Risk Underwriting Portfolio

Governance

Compliance & Regulatory Framework

Regulated, audited, and accountable — every step of the way.

RBI Registration

Registered Non-Banking Financial Company under RBI Act 1934. CIN: U65929DL2017PTC326684. Annual returns filed and maintained.

Fair Practices Code

Strict adherence to RBI's Fair Practices Code for NBFCs. Transparent communication, no coercive recovery, and borrower rights upheld at all times.

Data Privacy

End-to-end encryption of all customer data. Strict data localisation and access controls. Privacy policy updated in line with DPDP Act requirements.

Grievance Redressal

Dedicated Grievance Redressal Officer (GRO) with 30-day resolution SLA. Escalation to RBI Ombudsman available as per regulatory guidelines.

Download Policy Documents

Fair Practices Code Grievance Redressal Policy Interest Rate Policy Digital Lending Policy Privacy Policy Outsourcing Policy

Ecosystem

Our Lending & Technology Partners

Working with regulated lending service providers and fintech partners to broaden credit access.

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